Maryam Vafa — Realtor & Mortgage Loan Officer in Laguna Niguel, CA

One Person for Your Home Search AND Your Loan. Get Pre-Qualified, Find the Home, Close with Confidence.

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Loan programs

Purchase Loans

Conventional, FHA, VA

Bank Statement Loans

For self-employed buyers

Non-QM / Stated Income

Loans for buyers who don’t fit traditional lending criteria.

Refinance

Lower payment, shorter term, cash-out.

More loan programs: USDA, Jumbo, Adjustable-Rate Mortgage (ARM), HomeReady & Home Possible, DSCR Loans, Asset-Qualifier Loans, Foreign National Loans, FHA Streamline Refinance, VA IRRRL, USDA Streamlined Assist, Rate-and-Term Refinance, Cash-Out Refinance, Bank Statement Refinance, DSCR Refinance, Asset-Qualifier Refinance, Foreign National Refinance, HELOC, Reverse Mortgage (HECM).

$2,000 Best Price Guarantee

If you close a loan with any lender for a lower combination of interest rate, fees, and monthly mortgage insurance — we’ll send you a $2,000 check.

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About maryam ...

Maryam Vafa

Founder / Owner

Maryam Vafa is a Realtor and Mortgage Loan Officer serving South Orange County. She helps clients buy and sell homes and secure the right loan — including bank statement loans and non-QM programs for self-employed buyers and borrowers who don’t fit traditional lending criteria.

Thinking about revamping your home loan?

Refinancing means trading in your current mortgage for a brand new one. This is often done to snag a lower interest rate, bringing down your monthly payments. You can also use refinancing to adjust the length of your loan or tap into your home equity for some extra cash.

Ultimate Realty Team Expert Advice

Ready to unlock the door to your dream home?

or “Thinking about buying your first home or moving up?“

Don’t let financing slow you down. We offer a variety of home purchase loan options tailored to your goals, with competitive rates.

First-time buyer or seasoned homeowner? We’ll simplify the process and guide you every step of the way, from choosing the right loan program to understanding the terms.

Let’s make your homeownership journey smooth and stress-free!

Talk to Maryam, now!

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